Thinking of applying for

a personal loan?
 

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  2. Loan Requirements

Loan Requirements

  1. Invoice or Pro Forma Invoice detailing/supporting the requested sum.
  2. Proof of ability to repay the facility.
  3. Collateral/security provided in support of the loan.

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Thinking of applying for a personal loan?

Here’s what you’ll need:

  • Evidence of Nationality
    • Two forms of Government Issued identification

  • Evidence of Permanent Employment
    • Job letter
    • Most recent pay slip

  • If Employed on Contract
    • Copy of current contractual agreement

  • If Self Employed
    • Relevant registration certificates
    • Financial Statements for the last 3 years prepared and signed by a Qualified Accountant
    • Bank Statements for the past 12 months or
    • Past 2 years Income Tax Returns
    • Letters from Company / Companies issuing regular contracts

 

 

  • Requirements
  • Loan statement for all existing loans confirming monthly repayment, loan balances and purpose of loan
  • Letter of non-indebtedness from bank or credit union
  • Marriage Certificate if applicable
  • Proof of Security*
  • Letter indicating willingness to have salary assigned to JMMB Bank
  • Letter from employers advising that salary deductions would be facilitated
  • Evidence of National Insurance System Number

*Depending on the purpose of the loan, documentation for the loan security totalling the amount you wish to borrow must be provided.

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