Banking Fees and Charges

Payment Services

Account / Transaction

Fee - $

TTD Managers Cheques

$23.00

Manager's Cheques - Bank Customer (Local Draft  $25.00
Manager's Cheques- Bank Customer (Foreign Draft)  $30.00

Foreign Currency Drafts

$30.00

Stop Payment on Cheques

$30.00

Stop Payment on Managers Drafts

$30.00

Stop payment on foreign currency drafts

USD$40.00

Standing Orders

$10.00 (per transaction)

In branch Printed Statements 

$23.50 (per statement cycle)

Ovation printouts 

$10.00

Safety Deposit Box 

$74.75- $375.00 (annually)

Incoming Wire Transfer

$20.00

Outgoing Wire Transfer

$65.001

Reserve Transfer /Transach over $500K

$65.00

Transach - One time setup fee

$500.00

Transach - Returned items fee

$20.00

Transach - Transaction fee per credit

$1.50 -$2.00

Transach - Transaction fee per debit

$2.00

Transach - Direct debit

$2.00

Transach - Direct debit returns

$20.00

Salary processing for corporates (Manual)

$8.00 per salary, min $200.00

Over the counter transfers (per transfer fee)

$2.50

Charges on Accounts

Account / Transaction

Fee - $

Dormant accounts

$50.00 annually

Payment against TTD$ uncleared effects

15% pa of value for 4 days/Min$26.00

Payment against foreign currency uncleared effects

15% pa of value for 1 month/Min USD$51.00

Paid cheques on unauthorized overdraft

$25.00

In-branch transfer between own accounts

$5.00

Prochequing Account - Service Fee

$20.00

Prochequing Account - Cheque Debit fee

$1.25

Prochequing Account - Cheque Book Orders

Initial cheque books free, $25.00 per book thereafter

Prochequing Account - Cheque Book Orders Initial cheque books free, $25.00 per book thereafter

Current Account - Service Fee

$75.00 per month

Current Account - Cheque Debit Fee

$1.00 per entry

Current Account - Cheque Book Orders

$30.00 per book

USD cheque deposit (Drawn on Citibank)

TT$200.00 (Courier cost)  

Cost of cash deposit

0.15% for deposit >$100k

Night depository bags

$3.00 per bag

Loan placement fees

1.5% loan proceeds, minimum $300.00

Hold mail

$675 yearly/ prorated 

Returned items (insufficient funds)

$30.00

Charge back items Foreign Exchange

USD$30.00

Cheque stop payment Payment fee

$30.00
Stop payment on foreign currency drafts  USD$40.00
Overdraft fee (Initial) 1% of committed amount (minimum $150.00)
Overdraft Renewal fee  1% of committed amount (minimum $150.00

Cards Services

Visa Classic Annual Membership

$150.00

Visa Gold Annual Membership

$200.00

Replacement Visa Gold

$200.00

Replacement Visa Classic

$150.00

PowerPay Card

$225.00

University PowerPay Card

$225.00

Withdrawal - International ATM

TT$35.00* (Not currently allowed)

ATM Enquiry - JMMB ATM (Visa Debit Card)

No Charge 

ATM Withdrawal - JMMB ATM (Visa Debit Card) 

No Charge 

ATM Withdrawal declined - JMMB ATM (Visa Debit Card)

No Charge 

ATM Enquiry - Other Bank's ATM (Visa Debit Card)

No possible

ATM Withdrawl (TT$)- Other Bank's ATM (Visa Debit Card)

No Charge

ATM Withdrawal declined - Other Bank's ATM (Visa Debit Card) 

$4.00

ATM Limit - Visa Debit Card 

$2,000.00(Daily) 

Point of Sale Limit (Classic- Visa Debit Card)

$10,000.00 (Daily)

Point of Sale Limit (Gold- Visa Debit Card) 

$20,000.00 (Daily)

Point of Sale Transaction- Approved (Visa Debit Card)

No charge

Point of Sale Transaction- Declined (Visa Debit Card)

No Charge

Linx Withdrawal - JMMB ATM

No Charge

Linx Withdrawal declined - JMMB ATM

No charge

ATM Enquiry - JMMB ATM 

No Charge

Linx Withdrawal - Other Bank's ABM

$4.00

Linx Declined Transaction -Other Bank's ATM 

$0.65

Linx ATM Enquiry Transaction - Other Bank's ATM

$1.00

Linx ATM withdrawal declined - Other Bank's ATM

$1.50

Linx ATM Limit 

$4,000.00 (Daily)

Point of Sale Limit (Linx  Card) 

$6,000.00 (Daily)

Point of Sale Transaction - Approved ( Linx Card) 

$1.00 (per transaction)

Point of Sale Transaction - Declined (Linx Card) 

$1.00 (per transaction)

Point of Sale Enquiry - Approved ( Linx Card)

$1.00

Point of Sale Enquiry - Declined (Linx Card) 

$0.65

Card Issuance Fee 1st Issue (Linx Card)

No Charge 

Card Issuance Fee - renewal fee (Linx Card)

No Charge 

Replacement Fee 

$35.00

Letters/ Misc Enquires

Certificate of Balance

$25.00

Embassy Statements

$30.00

Certificate of Interest paid /earned current year

$25.00

Certificate of Interest paid /earned previous year

$30.00

Certificate of Balance 

$25.00

Chargeback items Foreign Exchange 

USD$10.00

Cost of cash deposit 

0.25% for deposit >= $75k

Auditors reports

TTD$100.00 per year

Attorneys Request for Estate information

$150.00

Voucher Search/copy request current year

$25.00

Voucher Search/copy request over 1 year

$100.00

Transaction listing

$10 per page

Cost of Photocopies

$3.00 per page

Bank Reference Letter

$30.00

Cheque/ Copy request current year  

$10.00

Cheque Search/ Copy request over 1 year 

$25.00

Note: Internet banking-related transactions attract the same charges as those listed above.

Outgoing transfers are also subject to the intermediary Bank’s charge

Charges on Accounts

Account / Transaction

Fee - $

Minimum Opening Balance (Savings Account)

$TT100.00/ USD$100.00

Minimum Balance to be maintained (Savings Account)

TT$50.00/ USD$100.00

Minimum Opening Balance (Pro-chequing account)

TT$500.00

Minimum Opening Balance (Private Plus Account)

TT$10,000.00

Minimum Opening  Balance (Business Chequing Account)

TT$1,000.00

Maintenance Fee (Business Account)

TT$75.00 (Monthly)

In-branch transaction (Business Account)

TT$5.00

Cheque Debit Fee (Business Account)

TT$1.25 per unit

Cheque Book Fee (Business Account)

TT$30.00

Cheque return due to insufficient funds  (Business Account)

$30.00 per transaction

Cheque stop payment fee (Business account)

$30.00 per unit

Cashing of Manager's Cheque (Business Account)

$23.00

Overdraft fee Initial (Business Account)

1% of committed amount (minimum $300.00) 

Overdraft Renewal Fee (Business Account)

1% of committed amount (minimum $300.00)

Night depository bags

$3.00 per bag

Loan placement fees

1.5% loan proceeds, minimum $300.00

Hold mail

$675 yearly/ prorated 

Returned items (insufficient funds)

$30.00

Charge back items Foreign Exchange

USD$30.00

Charges on Loans

Account / Transaction

Fee - $

Company Registry 

$TT100.00

Credit report Fee (Personal)

TT$150.00

Credit Report Fee (Business)

Company- $150.

Each director $150.00

Acceptance/ Commitment Fee (Residential Mortgage)

1% of the loan value 

minimum $1,000.00

Early Settlement Fee (for full outstanding balance)

in lieu of 3 month's notice - 3 months interest

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