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your investment

An ideal solution to invest today and

reap the rewards tomorrow

Your Step-up Rate Deposit

Are you looking for a medium to long-term investment that grows with the market? 

The JMMB Step-Up Rate deposit is a fixed-deposit that gives you fantastic returns on your investment and will help you to realise your goals, 

If you have a lump sum of TT$10,000 or more partner with us! Let’s invest in your future, together.


Step-Up Rate Deposit 

When you’re thinking of maximizing your savings 

You don’t take investment lightly. If you’re going to invest, you want to be sure you’ll see the returns with as little risk as possible.

Our Step-up Rate Deposit is the ideal solution when seeking a medium to long-term investment (12 months - 3 years). 



  • Minimum Investment - TT$10,000
  • Terms range from 12 months to 3 years 
  • Rates will be re-priced at the end of every calendar quarter in proportion  to movement of the 90-day TT$ Treasury Bill Rate
  • Flexible interest payments (Quarterly, Semi-annually and annually) 
  • Covered by Deposit Insurance up to TT$125,000 (TT$ ONLY)
  • No maintenance fees 


  • Premium Interest Rates
  • Rate varies over the period 
  • Can be used as collateral
  • Can be opened jointly 
  • Option for automatic renewal 


  • Effective rate is the 90-day TT$ Treasury Bill Rate plus a Premium 
  • Interest is calculated on your principal balance and payable quarterly, semi-annually and annually or at the end of the term
  • Guaranteed return equal to Premium on the establishment of deposit 
  • Terms range from 12 months to 3 years 

Ready to step-up your investment today? Complete your Step-up Planner




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