Electronic Transfers
When you send a direct payment or disbursement, you care about one thing; that the electronic transfer will reach its intended recipient, with speed and certainty. After all, this is the digital age.
When you entrust us with your business, we pride ourselves in our ability to transfer funds efficiently. We offer electronic transfer services, Automated Clearing House (ACH) and Real Time Gross Settlement (RTGS) for transfers within Trinidad and Tobago as well as international wire transfers. Keep reading to find out how you can send money from and receive money to your JMMB account.
Learn about the difference between ACH and RTGS transfers
View Local ACH transfer (within Trinidad and Tobago) instructions
View Local RTGS transfer (within Trinidad and Tobago) instructions
View International wire transfer instructions for JMMB Bank
See our no nuisance fees and charges
Transfer money from your JMMB accounts to another financial institution
How to send money
You can send money overseas or to another local bank account by coming in branch or using JMMB’s online banking system, Moneyline. For more details, contact your JMMB representative or our Client Care Centre at:
- Trinidad and Tobago: 1-868-800–JMMB (5662)
- US and Canada: 1-877-533-5662
- UK: 0-800-404-9616
Get money to your JMMB account... faster
We offer electronic transfer services, Automated Clearing House (ACH) and Real Time Gross Settlement (RTGS) for transfers within Trinidad and Tobago, enabling direct deposits to accounts held in T&T’s commercial banking system.
Learn about the difference between ACH and RTGS transfers
Local ACH Transfer Information (within Trinidad and Tobago)
Send money to a JMMB Bank account from another account held in Trinidad and Tobago using Automated Clearing House (ACH) transfer
Beneficiary Name: insert Payee name i.e. name of account held at JMMB
Beneficiary Account Number: insert Payee account number held at JMMB
Beneficiary Bank Name: JMMB Bank T&T Limited
Beneficiary Bank Address: c/o DSM Plaza, Old Southern Main Road, Chaguanas, Trinidad and Tobago
Type of Account: insert Payee account type
Local RTGS Transfer Information (within Trinidad and Tobago)
Send money to a JMMB Bank account from another account held in T&T using Real Time Gross Settlement (RTGS) transfer.
Please check with your payee to see whether they have a JMMB Bank or JMMB Investments account. If they need any assistance identifying which type of account they have, please have them contact our Client Care Centre at (868) 800-JMMB (5662).
JMMB Bank RTGS Transfer Details
BANK: JMMB Bank (T&T) Ltd
BIC/SWIFT#: JMMBTTPS
BENEFICIARY: (insert Payee Name i.e name on account held at JMMB Bank)
ACCOUNT NUMBER: (insert Payee Account number)
Difference between ACH and RTGS
Not sure what transfer method to choose? RTGS or ACH? Compare the two methods below to see which method is right for you.
|
CATEGORY |
REAL TIME GROSS SETTLEMENT (RTGS) |
AUTOMATED CLEARING HOUSE (ACH) |
|
Amount |
Transfers can be completed for any amount.
|
Amounts over $999,999 cannot be transferred via ACH. |
|
Time |
Transfers are settled within: - 2 hours for JMMB Bank These transfers are best suited for transactions requiring a faster settlement time.
|
Transfers are settled by: - end of business day for JMMB Bank
|
|
Fee |
Attracts a servicing fee which can be levied by both the outgoing and incoming bank and is usually higher than the ACH Fee. |
Attracts a servicing fee which can be levied by the outgoing bank and is usually lower than RTGS.
|
International Wire Transfers
Send money from overseas to JMMB Bank
USD
|
BENEFICIARY NAME |
<Fill in beneficiary name> |
||
|
BENEFICIARY ACCOUNT NUMBER |
<Fill in beneficiary account number> |
||
|
BENEFICIARY ADDRESS |
<Fill in beneficiary address> |
||
|
BENEFICIARY BANK NAME |
JMMB Bank (T&T) Limited |
||
|
BENEFICIARY BANK ADDRESS |
c/o DSM Plaza, Old Southern Main Road, Chaguanas, Trinidad and Tobago |
||
|
BENEFICIARY BANK SWIFT/BIC |
JMMBTTPS |
||
|
INTERMEDIARY BANK |
Citibank NA |
||
|
INTERMEDIARY BANK ADDRESS |
111 Wall Street, 6th FL./6, New York NY 10043 |
||
|
ABA / FW# 021 000 089 |
||
|
INTERMEDIARY BANK SWIFT CODE |
CITIUS33 |
||
|
PAYMENT DETAILS |
Additional details for payment of WIRE transfer e.g. invoice numbers, financial beneficiary etc. |
GPB
|
BENEFICIARY NAME |
<Fill in beneficiary name> |
|
BENEFICIARY ACCOUNT NUMBER |
<Fill in beneficiary account number> |
|
BENEFICIARY ADDRESS |
<Fill in beneficiary address> |
|
BENEFICIARY BANK NAME |
JMMB Bank (T&T) Limited |
|
BENEFICIARY BANK ADDRESS |
c/o DSM Plaza, Old Southern Main Road, Chaguanas, Trinidad and Tobago |
|
BENEFICIARY BANK SWIFT/BIC |
JMMBTTPS |
|
INTERMEDIARY BANK |
Citibank NA |
|
INTERMEDIARY BANK ADDRESS |
336 Strand London, WC2 R1HB England |
|
INTERMEDIARY BANK SWIFT/BIC |
CITIGB2L |
|
INTERMEDIARY BANK SORT CODE |
18-50-08 |
|
PAYMENT DETAILS |
Additional details for payment of wire transfer e.g. invoice numbers, financial beneficiary etc. |
EUR
|
BENEFICIARY NAME |
<Fill in beneficiary name> |
|
BENEFICIARY ACCOUNT NUMBER |
<Fill in beneficiary account number> |
|
BENEFICIARY ADDRESS |
<Fill in beneficiary address> |
|
BENEFICIARY BANK NAME |
JMMB Bank (T&T) Limited |
|
BENEFICIARY BANK ADDRESS |
c/o DSM Plaza, Old Southern Main Road, Chaguanas |
|
BENEFICIARY BANK SWIFT/BIC |
JMMBTTPS |
|
INTERMEDIARY BANK |
Citibank NA |
|
INTERMEDIARY BANK ADDRESS |
336 Strand London, WC2 R1HB England |
|
INTERMEDIARY BANK SWIFT/BIC |
CITIGB2L |
|
INTERMEDIARY BANK SORT CODE |
18-50-08 |
|
PAYMENT DETAILS |
Additional details for payment of WIRE transfer e.g. invoice numbers, financial beneficiary etc. |
CAD
|
BENEFICIARY NAME |
<Fill in beneficiary name> |
|
BENEFICIARY ACCOUNT NUMBER |
<Fill in beneficiary account number> |
|
BENEFICIARY ADDRESS |
<Fill in beneficiary address> |
|
BENEFICIARY BANK NAME |
JMMB Bank (T&T) Limited |
|
BENEFICIARY BANK ADDRESS |
DSM Plaza, Old Southern Main Road, Chaguanas, Trinidad and Tobago |
|
BENEFICIARY BANK SWIFT/BIC |
JMMBTTPS |
|
INTERMEDIARY BANK |
Citibank Canada |
|
INTERMEDIARY BANK ADDRESS |
Citibank Place, 123 Front Street West Toronto ON M5J 2M3 |
|
INTERMEDIARY BANK SWIFT/BIC |
CITICATTBCH |
|
PAYMENT DETAILS |
Additional details for payment of wire transfer e.g. invoice numbers, financial beneficiary etc. |